Saturday, March 6, 2010

GeniusFunds Review

sGeniusFunds is a unique offer combining the reliability of the mutual funds investments with high yields of the HYIP arena . Being online for over 500 days and never missing or delaying a payment to their investors, makes this program a number one option for many investors.

Management Team

The offices are based in Karaiskasis Street, Limassol, Cyprus. To cover Asian markets, they also opened an office in Hong Kong. On support page are listed several phone numbers (+357 25 025067, +44 207 855 0844) where you can reach them along with an email address and a live chat available 24h/24h for customers or prospects.

Investment Plans

Currently there are 3 investment plans available: Emerging Markets Growth Fund, World Bond Market Fund and Genius HYDA. The plans have similarities and differences being shaped, in my view for different kind of investors so make sure you choose the plan that fits your profile.
  • Emerging Markets Growth Fund pays a daily interest rate that range from 1% to 1,9% based on the amount you invest. If you spend between $10 and $500 (buying Common Shares) you are entitled to earn 1-1.2% daily.If you spend between $500 and $5000 (buying Preferred Shares) your daily rate varies between 1.1% and 1.4%. Premium Shares may be bought for at least $5000 spend and entitle you to earn a daily rebate between 1.3% and 1.9%. The bought shares can not be sold for a period of 150 days. Most investments are made in countries with S&P Rating BB+ or higher. Stock investments are diversified across many industries, with a high focus on the country’s leading industry (producing 20 or more % GDP in some cases). For example, the fund has chosen the KASE stock exchange of Alma-Ata, Kazakhstan (S&P BBB rating), where it had heavily invested in the energy market.
  • World Bond Market Fund pays a weekly interest rate that range from 6% to 9% based on the amount you wish to invest. If you spend between $10 and $500, buying Common Shares you may earn up to 6.5% weekly. If you spend between $500 and $5000, buying Preferred Shares you may earn a rebate between 6,5% and 7% weekly. If you decide to spend more than $5000, buying Premium Shares you earn up to 9% , maximum for this plan. The shares your bought can not be sold for a period of 150 days. The fund’s assets are mainly placed in high yield bonds, providing individual investors with access to a bond market that is usually available only to institutional investors.This fund is especially attractive for investors seeking regular, continuous income on a long-term basis.
  • Genius HYDA is a fixed interest deposit account. The interest earned depends on the amount you deposit in this plan. For amounts between $300 and $2000 you will earn 14% monthly. $2001 to $5000 will earn you 18% interest per month. An account balance of between $5001 and $25,000 will get you a fixed monthly income of 25% interest on your deposit. There is no term deposit on the account, which means that you can withdraw funds from your account at any time. The interest is payable daily. A ten-day notice must be given prior to withdrawal from Genius HYDA.
Sale transactions valued under $200,000.00 (200,000 shares) are processed immediately. Sale of shares valued at more than $200,000.00 (200,000 shares), may involve remittance of some of the investment fund’s assets.

Payment Processors

You may deposit and withdraw funds using LibertyReserve, StrictPay, PerfectMoney, SolidTrustPay, AlertPay, and bank wires. Please notice that your minimum investment will vary according to the payment processor you use. You can deposit a minimum of $10 if use Liberty Reserve or PerfectMoney. You may only deposit a minimum of $50 if use AlertPay, SolidTrust Pay or StrictPay. Bank wires are only available for deposits of $500 or more. Liberty Reserve withdrawls are processed instantly without any waitings on your end.

Hosting & Security

GeniusFunds is hosted on a dedicated server provided by BlockDos.net. This hosting company is recognised as a leader in DDOS & Security hosting business. The geniusfunds.com domain name was registered in 2004 and expires in 2014. Of course management team may extend this date any time so no worrie. Speaking about security, we need to add that GeniuFunds use a Verisign SSL certificate for secured connections so your information are kept secure.

Overall Performance

Speaking about performance GF is definitely a winner and in a way or another will make history. We monitor this program for over 500 days and saw a perfect track of payments, improvements and support for its investors.Checking the forums and using private statistics, we’ve seen an increase of investors number in the last couple of months.

Conclusion

GeniusFunds is a successful investment program that can surely return resonable yelds for your deposited funds. Till now we got around $3000 in profits and we keep more than $2000 in active deposits. If you have not made an account yet I encourage  that you do so now and enjoy the benefits that it offers. We predict at least 9-12 months of operation without major issues.

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